Out-of-pocket premiums for Affordable Care Act plans increased 58% this year, after Congress allowed more generous subsidies for coverage to expire, according to new data from the CMS. Consumers on average are paying $65 per month — or $780 per year — more for coverage in 2026 than they were in 2025. As a result of higher premiums, many people left the exchanges entirely, or switched to cheaper coverage that comes with much higher out-of-pocket costs, the data shows. The CMS report highlights how the loss of enhanced financial assistance has contributed to a smaller insurance marketplace in which more consumers may be underinsured.
Read the full article: ACA Premium Spike Funnels More Consumers into High-Deductible Plans: CMS //
Source: https://www.healthcaredive.com/news/aca-premiums-enrollment-bronze-plans-2026-cms-data/816067/