As healthcare costs continue to rise, more Americans are dropping their insurance coverage, with enrollment in both Affordable Care Act (ACA) and employer-sponsored health plans declining in recent years. Higher premiums have likely led more people to drop their ACA plans. According to a recent analysis from Wakely Consulting Group, around 14% of people who enrolled in ACA plans this year did not pay their first monthly bill, with the number increasing to 25% or more in some states. Normally, the rate of falloff for ACA plan membership early in the year is much lower, only reaching mid-single digits.
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Source: https://www.advisory.com/daily-briefing/2026/05/07/health-insurance